[07/01/2009] Orlando, FL My ex and I are expected at court on Monday 7/6 regarding a Summary Judgement for our 2nd Mtg. We have a 1st with Countrywide and the 2nd with Wachovia. We have not been able to make pymts on the 1st for 14 months and the and none on the 2nd for the ...

[06/28/2009] Jacksonville, FL My mother has filed a quickclaim deed with the county as \"rights of survorship\" to me. We want to add my name to the actual deed with the mortgage company. Will I be required to re-finance the home with the mortgage company (bank of america)? When...

You would have to check directly with BofA, but most likely ...

[06/04/2009] Asheville, NC I have scores of 513, 560, and 548. I am currently trying to clean up the CB scores and expect this to improve somewhat. My husband has 568, 580, and 598. We have an income of 76,000 per year, i have been employed 2 years, him 1 and a half. We have h...

Yes, but you need to get your scores at or above 620. Credi...

[06/03/2009] New Bedford, MA my wife purchased a home through a nonconventional loan prior to our marrige in 2007 basically the hight of the market, mortgage and deed both in her name only. Due to the economy we have gotten behind a bit on the mortgage which has caused her some...

[06/03/2009] Ann Arbor, MI I have a co-signer along with myself on my mortgage loan. My husband did not qualify become of self employment income. We are current on our loan, but having some trouble making the payments, and would like to inquire about a loan modification prog...

To get a loan modification, you have to prove financial hard...

[06/02/2009] Columbia, SC Hi! Mine and my husband's bankrumpcty has been discharges for almost a year( chapter 13). His credit score is 575 and mine is 566. We really would like to trade our double wide mobile home in for a new one. We do not have much money to put down on a...

[06/01/2009] Mansfield, OH I went through a bad divorce in 2001.And I ended up with all of the dept.I had to file bankrupptcy chapt 7 I think.Well.with the economy I lost my job in November 2008.Had a house fire in December 08 2 weeks before x-mas.Well we lost all of our vehi...

[05/30/2009] Bridgeport, CT Is it possible to refinance your with bad credit? It may be between 400-500. What can I do?

While you can not refinance if you have bad credit, thru the...

[05/29/2009] Tacoma, WA My husband and I bought house 4-1/2 years ago using our money but my Uncle's credit. My uncle no longer wants the house and has agreed to let us take it over, I know we cannot assume the loan but can he Quit Deed the house to us? How does that work...

Quit Claim deed transfer ownership only, Your uncle would st...

[05/29/2009] Medford, MA I filed for chapter 7 August 2007 and dischaged on January 2008. I maintained my credit very well after the bankrabcy. My credit score from transunion is 732. Can get approved for a mortgage if I apply for it. Can you help me find a mortgage c...

[05/22/2009] Waukesha, WI Hi, I have lost 2 offers to purchase on my home. My ex-husband refuses to sign anything below $440,000. We have been trying to sell for over a year. My question is what are my legal avenues? I am not able to maintain living in the marital home,...

[05/19/2009] Sumter, SC I bought a home prior to marriage, I still have a mortgage balance, can I put my husband\\\'s name on my deed and title without refinancing?

As a general rule, you may place your husband on the title. ...

[05/16/2009] Greencastle, PA Wrong citys

[05/13/2009] Modesto, CA im two years in a chapter 13 bankrupcy i have one year to go i want to buy a house california morg is trying to get me approved. but every lender is turning me down i missed a payment about 15 months ago. so i have 15 months of clean payment history....

On a FHA loan the requirement is at least 12 months of curre...