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Last questions

[01/17/2010] Canton, OH My husband and I would like to get out of renting. In the last 5 years, our rent has gone up $90! Our problem is that my husband\'s job is unstable. By that I mean, he could get moved really far away. I REALLY don\'t think that this is going to h...

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[01/04/2010] Hammond, IN My sister's loan was sold to another mortgage company. She kept making the same payment, thinking that her escrow was still being collected. However, when she went to pay her taxes, she found out that the new company did not escrow. Now they are g...

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[12/29/2009] Cumberland, MD I am selling my home and using the proceeds to update my boyfriends home, which I will live in. We want something in writing in case things do not work out, so I will be paid back the investment I made in the house. We do not have a mortgage and my...

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I would suggest consulting with a real estate lawyer. Perha...

[ Total Answers: 1 ]

[12/19/2009] Duluth, MN On May 17th, 2001 we entered into a contract for a construction loan with a local bank. We were going to clear ground, build a full foundation, and move our upscale mobile home onto a 40 acre parcel that we had purchassed (and paid for) a couple of ...

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[12/15/2009] Apache Junction, AZ My husband lost his job 2 years ago due to an illness. He has been on SSI for 7 months now. Our current mortgage is in his name only (my name is on the deed but not the mortgage) and our lender refused any sort of restructuring of the loan. Because o...

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You would have to ask your lender (current) if they will sti...

[ Total Answers: 1 ]

[11/13/2009] Alexandria, VA I am preparing tax return and looking a 1098 in Box 1 has $61,000 of mortgage interest but in the detail of payments has only about $20,000K of interest. The house was sold during year and mortgage paid off - around $485K balance on loan and it was...

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[11/10/2009] Exeter, NH I have a hardship. Can I sell my home and pay off my first mortgage and then negotiate a second mortgage payoff with the proceeds? Or can I renegotiate the second mortgage with a promisary note.

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[11/05/2009] Jacksonville, FL I am looking into a 3/1 ARM backed by the CMT index. The margin is 2% with a 5% cap on the life of the loan. Starting interest rate is 3.75. I was just wondering if this is a good deal or not and if refinancing is a good idea if you are only getti...

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[11/04/2009] Miami, FL Hi, can smbd please tell me whether the interest rates are lower on a home mortgage or a home equity loan? I’m purchasing a condo and considering two options: financing it the first time around or purchasing all-cash and then taking a home equity l...

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[10/15/2009] Clinton, MI Hi I've been at my job for 3 years. I bring home about 20,000 a year (not much) and my credit score last time i checked (about a year ago) was 566. I had collections and almost all of them but 2 are paid off. I have others on my credit report that ha...

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You'lll need a minimum of a 620 FICO score at this time to q...

[ Total Answers: 1 ]

[10/12/2009] Riverside, CA My husband and I are filing chapter 7 due to my prolonged unemployment, now he has lost his overtime and we are having trouble making the mortgage and the second, both with B of A. We are current, but are classified as imminent default as I pay later...

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If you are filing chapter 7 there is no need to pay for eith...

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[10/05/2009] Asheville, NC I recently became unemployed, but was planning on purchasing a home before that happened. Can my fiance, who is employed, and myself be on the loan or just him? I would like to be, if it\\\'s at all possible. Thanks!

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In most cases you can be on the loan even if you don't have ...

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[10/04/2009] San Jose, CA My husband's condo has a 1st and 2nd mortgage and has recently gone into foreclosure (we no longer live there). The 1st mortgage company has stopped calling since they took it over, but we are still hearing from the 2nd mortgage company. What shoul...

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[09/25/2009] Olathe, KS My wife and i got a chapter 7 discharge . We reaffirmed the first mortgage but not the second one . the second one was a 125 % LTV . If we can't make the payments on the second one . will they foreclose on the house ? we owe 89000 on first and 34000 ...

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