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>> Refinance Checklist

Refinance. Documents, Timeframe and Fees.

Refinance Loan Timeframe.

· Up to 4 weeks

Refinance Loan Closing costs.

· Closing costs range between 1 and 4 % of loan amount
· No cost option is available.

Documents needed for Refinance Loan.

· W-2 for the previous 2 years
· Paystubs covering 30 days period
· 2 most recent bank statements on all depository accounts
· Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
· Personal tax returns for the previous 2 years

+ Self Employed Borrowers only:

  · Business tax returns for the previous 2 years
  · Business Licenses covering a 2 year period
  · Year-to-date profit and loss statement (P&L)

+ If Applicable:

  · Final divorce decree
  · Proof of child support receipt and continuance
  · Full bankruptcy filing
  · Bankruptcy discharge
  · Copy of a Green Card
  · Copy of SSN card
  · Disability Award Letter
  · SSI Award Letters
  · Pension Award and Continuance Letters