>> HARP -Home Affordable Refinance Program

*********** ARE YOU UP-SIDE DOWN ON YOUR HOUSE? **********

Do you OWE more on your loan than the VALUE of your house?

Would you Like to take advantage to TODAY’S historically Low Rates???

New Government Conventional Refinance loan programs, we can REFINANCE UP TO 125% of the appraised value.


Your house value is $150,000 (appraised value)

But…You owe $175,000.

Get a New refinance loan $175,000. on a 30 year FIXED rate loan.

HIGHLIGHTS of HARP and DU Refinance Plus programs:

          •NO PMI

            •NO Low 30 year Fixed Rate 

            •NO “out of pocket” closing costs

            •NO “Points” required (but are available if you want an even lower rate.)


Your current loan must be serviced by Fannie Mae or Freddie Mac, and your current loan must not have PMI. Dont know if your loan is Fannie Mae or Freddie Mac??

Call my office  phone # (309) 665-0506 or Email me MHart@AmerincanHomeLendingUSA.com your house address and I will look it up, and let you know.

-Mario Hart

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Residential Mortgage Licensee 09-1661
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