No Appraisal VA Streamline

We offer the best VA refinance program in the country because unlike 99% of banks and others brokers, there is NO appraisal and NO underwriting fee.

Our NO appraisal VA refinance program is a government backed mortgage loan for active duty and prior service veterans who already have an existing VA loan. It provides you a fast, simple and hassle free way to refinance your current VA loan even if you owe more then your home is worth (underwater). This is just one of the many benefits of our VA program.


  • No Appraisal
  • No Underwriting Fee
  • No Income or Assets Verification
  • Verbal Employment Verification Only
  • Credit Score As Low As 640 And No Late Payments On Your Mortgage
  • Skip Your Mortgage Payment for 2 Months
  • No Out of Pocket Expenses
  • Low Interest Rates

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VA Loan Benefits
Want to see what a no appraisal VA refinance can do for you? Fill out the form below or contact us at PHONE 309-665-0506. There is no obligation and your credit will not be pulled. A VA specialist will be able to answer your questions and explain how to take advantage of your VA benefits.

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Purchasing A Home? We Can Help.

Loan TypeRateAPR
30 Year Fixed VA3.75%3.9723%
15 Year Fixed VA3.25%3.394%

Assumes 640 middle credit score and no late payments on your mortgage. Rates subject to change. Rates as of / 3/1/2012

Why a No Appraisal VA Streamline Loan?


Why do thousands of people using their VA Home Loan benefit every single month?

Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down.

Purchase With No Money Down

VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers.

Lower Your Monthly Payment using your VA

American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.

Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.

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Bloomington, Illinois Office
2310 East Oakland Ave, Suite 11a
Bloomington, IL 61701
Phone: (309) 665-0506
Fax: (888) 503-3539

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