Loan Programs

Loan Programs:
We offer an extensive variety of the very best loan programs on the market. As your trusted advisors, we can customize a loan program at a competitive rate that's just right for you. If we don't offer it, it just doesn't exist!

Conventional:
* 30-year, 20-year, 15-year, 10-year Fixed
* 3/1, 5/1, 7/1, 10/1 ARMs
* 1-month, 6-month, 1-year ARM
* Pay Option ARMs
* 100% Financing (80/20 or 1 loan no MI)
* Interest Only Options
* Alt-A and Non-prime Loans
* Investment Properties (100% financing)
* Second Homes (100% financing)

Government:
* 30-year, 15-year, Fixed FHA/VA
* 3/1, 5/1 ARMs FHA/VA
* Utah Housing Loans (up to 103%)
* 1-year FHA ARM

Home Equity:
* HELOAN- 30/15, 30-year Fixed (interest only option available)
* HELOC- Interest Only Variable
* Piggybacks and Standalone

Construction:
* One-Time Close
* Two-Time Close
* Lot Loans

Commercial:
* Fixed and ARM Options